Excelsoft Technologies Ltd. IPO: Invest or avoid?

 


·         Excelsoft isn't a one-day gamble gimmick, but a long-term wealth creation story in EdTech amid growing focus on AI-based digital education.

KYC: Know your Company

Excelsoft Technologies Limited (ETL) is a 25-year-old AI-powered vertical SaaS (Software as a Service) provider headquartered in Mysuru, Karnataka. ETL is one of India’s leading EdTech companies of end-to-end digital learning and assessment solutions for enterprises, universities, governments, and certification bodies across 19 countries, impacting over 30 million learners annually. ETL is an India-based service provider in digital education. Established in 2000, ETL is focused on the learning and assessment (L&A) and Learning & Development (L&D) market worldwide. ETL primarily provides EdTech solutions across diverse L&A segments through its cloud-based platforms. ETL was founded in Mysuru, Karnataka, back in 2000 as a humble software service company. Over the years, the company has continuously innovated and has successfully developed AI-based products & services that help it stand out in the multi-billion-dollar digital L&A market.

Company History & Key Milestones

·         CY2000: Founded by Technocrat Dhananjaya Sudhanva as Excelsoft Technologies Pvt Ltd in Mysuru as a Private Limited Company (LLP)   

·         CY2001–2008: Built business relationships with custom e-learning content & early LMS for reputed big global publishers like Pearson and McGraw-Hill.

·         CY2008: Launched SARAS (Scalable Assessment and Response Analysis System) – India’s first home-grown enterprise assessment platform and continuously enhanced with AI and cloud capabilities.

·         CY2010–2012: Established subsidiaries in the U.S., the U.K., and Singapore    

·         CY2015: Pioneered AI-based remote proctoring; i.e., remote supervising candidates during the exam process with its flagship product EasyProctor     

·         CY2018: Achieved 100 Cr (Rs 1 billion) milestone revenue; became net debt-free

·         CY2020–2022: COVID lockdown opportunities – remote assessment & proctoring demand surged; added AI (artificial intelligence) and ML (machine learning) capabilities  

·         CY2023: Launched its own custom Generative AI suite- AI-Levate by leveraging GPT-4o, Claude, etc for content & assessment automation                                            

·         CY2024: Converted to a Public Limited company; onboarded marquee Independent Directors (S. Ramadorai – ex-TCS CEO, Lt. Gen. Rajesh Pant – ex-National Cyber Security Coordinator), ensuring standard corporate governance ahead of planned IPO in 2025

·         Late CY2025: Launched maiden 500 Cr IPO; consisting 180 Cr fresh issue (equity dilution) and 320 Cr OFS by promoter Pedanta Technologies Pvt Ltd

Sound Management credibility

FTL’s founder & CEO is an experienced, low-profile technocrat who believes in execution rather than storytelling. The management has also restricted the board by bringing in three independent directors, having immense credibility; one is an ex-TCS CEO. This is in line with ensuring proper corporate governance post IPO. FTL is not a first-generation 30+ founder startup story with a rosy PR campaign, but a mature, understated team that has quietly built a profitable niche global SaaS business revenue model over two decades. For long-term investors, such credible & impeachable management is a comfort rather than a concern about 'obsolescence'.

Business Model

ETL has mainly a B2B (Business to Business) marketing strategy rather than B2C (Business to Consumers) in the global EdTech market. ETL provides cloud-based platform solutions of its L&A and L&D products & services to both private and public clients in the B2C segment led by educational institutions, various government departments, corporates, and MSMEs. ETL has unique integration of generative artificial intelligence (GAI)—from proprietary large language models (LLMs) to device-specific small LLMs and AI bots—that personalizes content, automates assessments, and enhances user experiences. ETL’s Mysuru facility is a 100,000+ sq. ft. hub that employs over 1,000 professionals, including software coders, EdTech experts, and AI engineers, with energy-efficient data centers and a content digitization process.

Business vertical and FY25 revenue contributions:

·         Assessment & Testing Platforms (~40%): SARAS, custom item banks, high-stakes testing, adaptive engines              

·         Learning Delivery & Management (~30%): Platform/product like EnablED LMS/LXP, CollegeSPARC (student analytics), Openpage (digital eBooks)

·         Professional Services (~15%): Custom development, content digitization, migration & implementation              

·         AI-Powered Proctoring & Analytics (~10%): EasyProctor (remote + live), behavioral AI, predictive analytics; now Fastest growing segment

·         Generative AI Solutions (~5%): AI-Levate micro-apps – automated item generation, personalization, grading, and integration across

·         85% Recurring revenue: SaaS subscriptions under 3–5 year contracts 

·         15% Project-based: Custom services & one-time licenses

·         Global EdTech market size: ~$350 billion at present (2025); expected to grow ~20-30% CAGR to ~$650 billion by 2030; present revenue of ETL $0.03 billion implies huge scope for gaining market share



ETL is a growing player in the ~$350 billion global e-learning market, which is poised to grow at a ~20-30% CAGR in the next five years for an estimated $650 billion by 2030. It's a major beneficiary of digital world transformation and remote L&A after COVID. ETL offers the entire e-learning ecosystem, including content creation, assessment, analytics, and delivery through AI-Powered Apps. It has Test and Assessment Suite like EasyProctor, Collegesparc, Openpage, and Learning Experience Platform (LXP) - Enterprise-grade tools for corporate/business training- focusing on continuous upskilling. ETL is a leading SaaS (Software as a Service) provider in digital education; it has proprietary AI-powered e-learning platforms. ETL has a cloud-based remote content delivery model where applications are hosted by a provider and made available to users on a subscription basis, eliminating the need for local installation or maintenance, like Google Workspace and Microsoft 365.


ETL is an export-heavy company; almost 91% of revenue comes from export (global) and 9% from local (India) operations. ETL has 76 big enterprise clients across 19 countries, led by the USA, the UK, and also India, Australia, Singapore, Japan, Saudi Arabia, UAE, and Canada. Foreign clients include big names like Pearson Education (US/UK), AQA Education (UK), Ascend Learning LLC (US), and Brigham Young University-Idaho (US). The US (61%) and the UK (24%) alone contribute around 85% of total revenue.

Indian revenue comes primarily from both private & public enterprises, in higher education, K-12, and vocational training, led by institutions like Excel Public School and various state education boards. Indian & global operations provide revenue stability amid Trump policy uncertainty. India constitutes only around 8% of total revenue for Excelsoft; it’s a growing market. The Indian government is focusing on digital education and AI-supported EdTech solutions in public and private educational institutions. The Indian and South Asian/African/American and APC digital education market is expected to grow multifold. ETL has a diverse global & local B2B client base from K-12 schools, higher education, vocational training, and corporate L&D (Learning & Development) through long-term contracts (3-5 years), ensuring revenue visibility and stability.

Leadership Strategy

·         Focus on core operating margin in a sustainable business/revenue model

·         Focus on tech talents & innovations to stay ahead of the curve

·         Loser operating & employee cost advantage at Tire-3 town like Mysuru as primary R&D and delivery hub compared to Bengaluru

·         Almost 15% of revenue is reinvested in R&D annually, with a core focus on Gen-AI

·         Maintaining impeccable corporate governance


SWOT Analysis: Strengths, Weaknesses, Opportunities, and Threats

Strengths

·         25-year credible & proven track record, AI innovation, and financial prudence, enabling scalable growth in a high-margin model.

·         AI-Driven Product Innovation & Differentiation: Proprietary platforms like SARAS (assessment engine), EasyProctor (AI proctoring), and AI-Levate (Gen-AI micro-apps) integrate LLMs (e.g., GPT-4o, Claude) for adaptive learning and bias-free monitoring. This reduces client costs by 30-40% and drives 15% annual R&D spend, earning Industry awards like Brandon Hall and e-Assessment Association.

·         Global Footprint & Blue-Chip Clientele: Serves 76 clients across 19 countries (e.g., Pearson Education; AQA UK, Ascend Learning USA), impacting 30M+ learners.

·         Operational Efficiency: Less IT-crowded Mysuru HQ (1,118 employees) leverages cost advantages; cloud-native (AWS/Azure) with 99.9% uptime SLAs.

·         Robust & Sustainable Growth Trajectory: Last five years (FY21-25) revenue growth R/R indicates 20% growth in core revenue and 25% core operating EPS growth for the next five years (FY26-30) as base case scenario (potential market growth 30% CAGR), AI adoption, and rapid global & local expansion; Core operating margin is stable at around 30%; Lower debt/equity ratio, ensuring a strong balance sheet

·         AI Leadership: Proprietary LLMs and generative AI differentiate it from generic EdTech players, ensuring predictive analytics & personalization and learner (customers) retention.

·         Diversified Global Marketing initiative is mitigating geopolitical risks and over-dependency on a single market like the US (~61%) and the UK (~24%).

·         Scalable SaaS Model: Recurring revenue from subscriptions (85% of total) ensures revenue visibility, also resulting in lower operating costs in client retention

·         Export Heavy Model: 90% of revenue comes from export; potentially higher USDINR in the coming years (95-100) should help the bottom line

Weaknesses

·         Client Concentration: Top 10 clients account for 65% of revenue; losing a major like Pearson could dent earnings by 20-25%; Pearson alone contributes ~59% of US revenue; While resilient, Excelsoft's reliance on top ten clients and developed markets (US/UK) exposes operational vulnerabilities.

·         Overdependence on the US (61%) and the UK (24%); any geopolitical issues may impact the overall revenue adversely.

·         Trump policy uncertainty: U.S. President Trump's MAGA policy may impose 25% tax/tariffs on all types of remote service into the US from 2026 onwards; almost 60% of ETL revenue comes from the US alone. Trump's austerity policy for U.S. education may also be a big risk for all e-learning companies, including FTL.

·         Talent & Scale Constraints: 12% attrition rate in AI specialists; Mysuru location limits top-tier hires. FY25 revenue (249 Cr) is smaller than peers like MPS Ltd (727 Cr), signaling scale-up needs.

·         Tech Obsolescence and a potential AI bubble; it has to invest heavily in research & innovation.

·         Competition from big techs like Google Classroom AI

·         Regulatory Hurdles: Evolving data privacy laws (EU-GDPR, India's DPDP Act) could hike compliance costs by 10-15%, especially for proctoring tools handling sensitive biometrics.

·         Promoter Liquidity via OFS: 320 Cr OFS (64% of issue) by Pedanta Technologies reduces stake from 94.6% to ~70%, potentially signaling partial exit; corporate guarantee (300 Cr for promoter loans) adds contingent liability (to be settled post-OFS).

Opportunities

·         The global & local EdTech boom offers Excelsoft a reasonable market share opportunity of $650 billion global market by 2030 (@25% CAGR); present share less than 0.01% at $0.03B revenue vs $350B global market size.

·         Explosive Market Growth:. Post-IPO- 180 Cr will fund Mysuru expansion (30% headcount growth), IT upgrades (2x data transmission), and APAC/Middle East marketing push (40% revenue boost via 25+ new clients)

·         AI & Digital Upskilling Surge: Enterprise L&D ($10 billion opportunity); integrations like VR/edge computing for adaptive assessments. Partnerships (e.g., IIT Ropar AI lab) and M&A in content startups could accelerate 25-30% CAGR.

·         India's EdTech Hub Shift: $10 billion domestic market; post-Byju's regulatory clarity favors B2B SaaS. VC redirection from China (~$10-15 billion) bolsters local innovation.

·         Sustainability & ESG Tailwinds: Energy-efficient data centers align with global mandates; potential for impact investing in equitable education

·         The Chinese EdTech Crackdown: Advantage Indian EdTech: No meaningful competition from Chinese EdTech companies as of now because China does not endorse commercialization or monetization of its universal free public education system.

Threats

·         Rapid tech evolution and macro pressures like an all-out Trumpcession could erode Excelsoft's AI/digital moat if unaddressed.

·         Intense Competition: Global giants (Coursera Enterprise, Docebo, and ProctorU) and Indian peers (MPS Ltd, HurixDigital, and Mercer-Mettl) vie for share; Chinese low-cost AI (20-30% cheaper) threatens APAC. Blackboard/Pearson expansions pose direct overlap.

·         Technological & Regulatory Obsolescence: Fast AI shifts risk outdated tools; compliance with evolving privacy laws (e.g., GDPR fines) could inflate costs.

·         Potential delays in Mysuru facility upgrades due to supply chain constraints.

·         Macroeconomic Volatility: EdTech budget cuts in recessions; Trump policy uncertainty may impact revenue from the US, contributing almost 60% of overall revenue

·         Execution & Market Dynamics Change: 78% FY25 revenue from publishing/testing sectors vulnerable to digital adoption in economic slowdowns, as such, digital EdTech spending

·         OFS exit: promoter stake sale may deter market sentiment if perceived as a lack of confidence, despite potential usage of loan repayment

Recent Strategic Initiatives

·         AI Product Launches and Enhancements

·         Corporate Governance and Leadership Strengthening, including Board overhaul

·         Partnerships and Market Engagements with various public and private educational institutes and corporates for the delivery of educational and training content

·         SEBI Approval (July 31, 2025): Nod for 500 crore IPO (down from initial 700 crore DRHP in March 2025), reflecting refined growth focus amid flexibility

Excelsoft Technologies-IPO

Excelsoft Technologies Ltd (ETL) is set to debut in the booming Indian IPO market on November 19, 2025.

·         The IPO has the price band fixed at Rs 114 to Rs 120 per equity share.

·         The issue combines a fresh issuance of equities worth Rs 180 crore (equity dilution) with an offer for sale (OFS) of Rs 320 crore for an exit route, partially for the promoters and other stakeholders.

·         The issue combines a fresh issuance of Rs 180 crore (equity dilution) with an offer for sale (OFS) of Rs 320 crore.

Primary Objectives of the IPO: CAPEX for Expansion in a Growing Market of Digital Education

The ETL IPO is strategically timed to capitalize on the global & local EdTech boom, where digital and AI LA&D (learning, assessment, and development) are no longer luxuries but necessities. The AI bot is now the new private Teacher/Tutor (Guru), replacing the need for human teachers and even text & reference books. ETL is raising INR 180 crore to expand & upgrade its digital/AI infrastructure for sustainable growth. Promoters currently hold 94.60% (pre-issue) and will have a significant controlling stake even after the OFS, indicating robust insider confidence. As outlined in the Red Herring Prospectus (RHP), key objectives of the IPO include targeted CAPEX to enhance operational capacity and digital edge. Overall, ETL aims to boost its backend operations to reduce frontend latency by 40% and upgrade fresh client onboarding from the current 10-15 annually to 25+ for a true global SaaS provider in the growing digital education ecosystem.

The primary IPO proceeds (INR 180 Cr) will be focused mainly on CAPEX for physical and digital infra expansion/upgradation, energy sustainability & affordability, and overall operational resilience:

·         Expansion of Mysuru Facility: To acquire land and construct a new building at the existing Mysuru facility to support growing manpower and R&D labs requirements; to be allocated ~INR 72 Cr.

·         Upgradation of Existing Electrical Infra at Mysuru facility to ensure reliable 24/7 power backup, crucial for uninterrupted cloud operations and data centres; fund to be allocated ~INR 40 Cr.

·         Upgradation of digital infra to support increasing AI adoption and data volume; funds to be allocated ~INR 55 Cr.

·         General Purposes: The balance of around INR 13 crore will fund working capital, strategic inorganic/organic expansions, diversifications, and marketing focus into untapped markets like the Middle East and Southeast Asia.

·         OFS Amount of Rs 320 crore will be for the selling shareholders/promoters, and at their discretion, may not be invested back into the company; but it may also be used to repay company debt, and organic & inorganic expansions and diversifications by the promoter group.

Will the IPO Funds Help the Company's Growth?

Post-IPO, one can expect ETL to strengthen its operations, ensuring scalability and sustainable growth. Mysuru facility expansions will ensure dedicated AI labs, slashing development cycles from 18 to 9 months. It will also encourage innovations like VR-integrated assessments. IT infra upgrades will handle 2x data throughput, enabling penetration into high-volume markets like corporate compliance training (projected $10B opportunity). With low debt, funds can pivot to marketing, aiming for 100+ big enterprise clients by 2027; it may also go for partnerships with various social media platforms like LinkedIn L&D. ETL management eyes a 25-30% CAGR in revenue through FY28-30, margins expanding to 35% EBITDA via economies of scale. Globally, vertical SaaS like Excelsoft's is tipped to dominate, with AI reducing costs by 30% in LAD.


Peers comparisons


Financial statements: FY21-25 and projections for FY26-28


Fundamental Outlook: Quantitative Analysis

·         Average revenue growth: 19% (FY: 21-25); Projected revenue growth 20% (management/market guidance 25-30%)

·         FY25 core EPS INR 6.90; average R/R: 37.5%; projected R/R for FY26-28: 25%

·         IPO price: 120; Core PE: ~17

·         Average Sector PE: 25; Average Company PE: 22

·         P/E: Worst-Base-Best-Bubble case: 15-20-25-30

·         Projected EPS for FY26-28 (assuming ~25% CAGR): 8.60-10.70-13.40 (Equity dilution after IPO issue)

·         Projected median fair value targets for FY25-28: 154-193-241-302

Conclusion:

Excelsoft may be net Positive for Long-Term Investors: Overall strengths (AI moat, financials) and opportunities (market tailwinds) outweigh weaknesses/threats, positioning Excelsoft for 25-30% CAGR amid EdTech's renaissance. However, client and market concentration (US/UK) are key risks. Excelsoft is not a celebrity consumer EdTech play like Byju’s, PW, but a B2B powerhouse delivering mission-critical SaaS solutions for enterprise LAD. Excelsoft isn't a one-day gamble gimmick, but a long-term wealth creation story in EdTech amid growing stress on AI-based digital education.

Excelsoft Technologies IPO: Subscribe (BUY/ACCUMULATE)- IPO price 120

Short/mid-long term average best case fair value: 154/193-241/208

Article sources: Company RHP, company websites, and internal research

https://www.sebi.gov.in/filings/public-issues/nov-2025/excelsoft-technologies-limited-rhp_94797.html

 

Disclaimer:  I am an NSE-certified Level-2 market professional (Financial Analyst- Fundamental + Technical) and not a SEBI/SEC-registered investment advisor. The article is purely educational and not a proxy for any trading/investment signal/advice.  

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